Credit Officer

Workplace Circumstances

• Environment: Office
• Languages: English, Khmer
• Location: Siemreap Province

Position Summary

The position is for property sale management experience required

Location: Based in Siem Reap Branch

Duties & Responsibilities

• Process all credit transactions
• Process credit analysis based on Credit Policy
• Process, collect and investigate documents for Credit Assessment
• Process and conduct credit review, property valuation and customer site visit for collateral
• Analyze credit data to gauge credit risk and provide recommendations to mitigate these risks, including a break-down of mitigation action plans for the respective Business units
• Prepare and arrange credit proposal to Credit Committee
• Follow up the existing loans and well communicate with existing and new customers.
• Promote bank products and services to existing and new customers
• Prepare loan report as required by supervisor and /or manager
• Be punctual and responsible
• Must perform other duties as assigned

Qualifications

• Bachelor's Degree in Finance and Banking or equivalent professional qualifications

Work History

• Related field with the banking job for 2 years as a minimum

General & Technical Skills

• Good knowledge of collateral management property valuation and disposal procedures
• Willing to travel to customers’ site for collateral survey and valuation
• Computer Literacy in Microsoft (Word, Excel, Internet & Email)

Soft Skills

• Excellent communication, strongly organizational, creative, flexible and interpersonal skills
• Ability to work independently and as a team in an effective and efficient manner able to work under pressure and possess good time management skill