Senior Specialist, Treasury Operation

JOB RESPONSIBILITIES

1. Counterparty KYC Review:  

• Conduct annual counterparty Know Your Customer (KYC) reviews and additional reviews when required by the approved review schedule or material changes. 
• Obtain updated corporate, ownership, and signatory documents; coordinate screening and risk assessment with Compliance. 
• Track missing documents and approvals, follow up on overdue reviews, and maintain complete assessment records.

2. Bank Signatory Changes: 

• Coordinate the addition, removal, and amendment of authorized signatories for the Bank’s accounts.
• Obtain approvals under the Delegation of Authority (DOA), prepare bank forms and supporting documents, and follow up with account banks.
• Verify implementation, update the signatory register, and coordinate changes to related banking access.

3. Reserve Requirement Monitoring: 

• Calculate and monitor reserve requirements using deposit data from Finance and the applicable base and maintenance periods.
•  Track eligible reserve and current account balances, monitor period average balances against the minimum requirement, and
•  forecast potential surplus or deficit 
• Coordinate funding needs with the Treasury Funding team and promptly escalate potential shortfalls.

4. Daily Funding and Liquidity Reconciliation: 

• Reconcile daily funding transactions, liquidity positions, and bank balances against deal records, bank statements, and relevant system or Finance reports. 
• Investigate differences involving principal, interest, maturity, settlements, and cash movements. 
• Maintain an outstanding item register, follow up until resolution, and clearly identify the reporting date and data limitations.

5. Treasury Data and Dashboard Automation: 

• Maintain accurate Treasury datasets and dashboards for funding, liquidity, risk indicators, and management reporting. 
• Identify recurring manual tasks and coordinate automation with IT and relevant data owners. 
• Validate source data, formulas, and report outputs, perform user acceptance testing, and document procedures and approved changes to support reliable reporting.

6. FX and Deal Booking and Authorization: 

• Process and verify foreign exchange (FX) and other Treasury deals against approved instructions, deal tickets, and confirmations. 
• Check counterparties, amounts, currencies, rates, value dates, and settlement details. 
• Book or authorize transactions within assigned authority, maintain maker and checker separation, and follow up on amendments, cancellations, and processing exceptions.

7. Daily KRI Monitoring: 

• Prepare and monitor daily Treasury Key Risk Indicators (KRIs) using validated data and approved thresholds. 
• Identify significant movements, alerts, and breaches; explain the underlying causes and escalate within required timelines.
• Maintain supporting evidence and track agreed corrective actions through to completion.

8. Daily Ratio Monitoring: 

• Prepare and monitor the Liquidity Coverage Ratio (LCR), source of funds indicators, and Treasury inputs for Capital Adequacy Ratio (CAR) monitoring. 
• Reconcile inputs with Finance and Risk, compare results against approved limits, and explain significant changes.
• Provide Treasury exposure data to the designated CAR owner and escalate actual or potential breaches.

9. OBS Account Updates: 

• Maintain accurate account information and approved user access records in the OBS platform. 
• Coordinate account updates and access amendments based on authorized requests, verify completion with the relevant administrators or banks, and retain supporting evidence. 
• Support periodic access reviews and promptly follow up on obsolete or inappropriate access.

10. Monthly and Weekly Treasury Reporting: 

• Reconcile monthly and weekly Treasury profit and loss with Finance, including interest income and expense, FX results, fees, and other Treasury items. 
• Investigate differences and explain significant movements. Prepare Executive Committee (EXCO) reporting inputs, support budget preparation and forecasts, and 
• analyze actual performance against budget within agreed reporting deadlines.

11. RCSA Testing

• Identify risk and control activity within Treasury processes
• Conduct Risk Control Self-Assessment
• Coordinate within the tribe to obtain supporting documents
• Escalate finding and deficiency to control owners
• Provide appropriate recommendations and action plan

JOB REQUIREMENTS

1. Education: Bachelor’s degree in Banking, Finance, Accounting, Economics, or a related field. Relevant professional training in Treasury, risk management, or financial reporting is an advantage.

2. Relevant Experience: Preferably at least three years of banking experience in Treasury operations, reconciliation, liquidity monitoring, or financial reporting, with the ability to manage recurring tasks independently.

3. Treasury Product Knowledge: Working knowledge of FX transactions, money market products, funding arrangements, interest calculations, transaction settlement, and the operational controls supporting these activities.

4. Regulatory and Control Knowledge: Working knowledge of counterparty KYC, reserve requirements, LCR, and CAR-related Treasury inputs, together with an understanding of approval limits, maker and checker controls, and escalation requirements.

5. Excel and Reporting Skills: Strong Excel skills for data validation, reconciliation, financial analysis, and dashboard preparation. Familiarity with Power Query, Power BI, or similar reporting and automation tools is an advantage.

6. Systems Experience: Experience using core banking systems, Treasury platforms, and online banking systems, including transaction processing, report extraction, and verification of account information.

7. Analytical and Organizational Skills: Ability to investigate discrepancies, identify underlying causes, interpret financial information, prioritize tasks, and meet daily and monthly reporting deadlines.

8. Professional Competencies: Strong attention to detail, clear written and verbal communication, and effective coordination with internal teams and external banks. Maintain confidentiality, sound judgment, and complete records.