Credit Underwriting Officer
ទម្រង់៖ onsite
កម្រិត៖ senior
ទីតាំង៖
ប្រាក់ខែ៖ មិនបញ្ចេញប្រាក់ខែ
🔗 ការងារពីប្រព័ន្ធ ATS
ព័ត៌មានលម្អិតការងារ
Workplace Circumstances
- Environment: Office
- Languages: English, Khmer
- Location: Phnom Penh
Position Summary
Location: Head Office
Duties & Responsibilities
- Review loans, which are submitted from branches and recommended to the credit committee.
- Monitor the performance of team members to have more efficiency and support errors of loan proposals submitted by branches.
- Collect and control errors of loan proposals submitted by branches, analyzed and commented on loan case in liaison with loan policies.
- Regular on-site support to branch network in order to encourage achieving targets, pushing or improving results.
- Strengthen loans assessment with BM/DBM/HFSA/FSA.
- Select poor portfolio performance of branches, identify problems and propose actions to improve.
- Follow compliant from clients related to loan services.
- Visit loan clients which loan size is over to the authorization of Branch Manager and provided loan recommendation if it’s required by the Credit Committee.
- Participate in Credit committee meeting to present the loan information.
- Identify potential business opportunities by branch (cluster markets, potential clients by sector, activities, etc
- Regularly monitor Loan Portfolio Quality and Overdue report from Branches.
- Participate in Credit committee meeting to present the loan information.
- Preparing monthly report to management.
- Perform other duties as assigned by Credit Underwriting Unit Manager.
Languages
- English - Good
Qualifications
- Bachelor's Degree in Banking/Finance or Business Management or equivalence
Work History
- Lending experience with a focus on loans segments for 3 years as a minimum
- Working in regulated financial institution, preferable with some direct lending management experience for 2 years as a minimum
General & Technical Skills
- Experience with building strong relationships to achieve loan growth targets.
- Excellent working knowledge of the market.
- Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
- Good technical knowledge of MS Office products (Excel , Word, others)
- Strong knowledge in English.
Soft Skills
- Proactive, flexible and a good team player.
- Ability on problem solving and good communication skills.
- Good behavior committed and disciplined.