Regional Manager

Workplace Circumstances

• Environment: Office
• Languages: English, Khmer
• Location: Siemreap Province

Position Summary

Location: Siem Reap Region

Duties & Responsibilities

• Ensure Disbursements by products/Portfolio/# of clients/Net Profit/PAR/ auto finance product/Productivity per Financial Sales Advisor/write off collection/key ratios achieved as per BP.
• Monitor and verify the list of potential customers from each branches and strategizing with Deposit Department to mobilize the deposit balance.
• Ensure that digital products have been in sales well.
• Ensure the good repayment rate of loans.
• Follow up all product performance of each branch to make sure it is growing as the set plan.
• Initiating/ guiding business strategies to branches under his supervision to achieve higher results.
• Build relationship/partnership with Merchants, authorities, and other parties to improve the business’s opportunities.
• Survey competitor products and services; and find strategies to deal with them.
• Identify the barriers and reason why each product cannot be performed better than its actual performance.
• Regularly visit branches under supervision to identify the weaknesses, improve the weaknesses and strongly support them.
• Report to management all the issues related to business operation in the areas.
• Conduct regular meetings with branches to review their performance and take corrective actions.
• Conduct market spot check to ensure that each branch can maintain good relationship with merchants, appropriate branding display at merchant shop and good customer service management.
• Identify potential market and/or customer segment and advise to management for finding strategy to grab the market opportunities.
• Strengthening the staff capacity on internal control.
• Strengthen branches to strictly follow credit policies and procedures.
• Review staffing plan and encourage branches to closely cooperate with HR in staff recruitment.
• Perform other tasks which assigned by Head of Business Department.

Languages

• English - Good

Qualifications

• Bachelor's Degree in Banking/Finance or Business Management or equivalence.

Work History

• Lending experience with a focus on loans segments for 3 years as a minimum
• Experience of working in regulated financial institution, preferable with some direct lending management experience for 2 years as a minimum

General & Technical Skills

• Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
• Good technical knowledge of MS Office products (Excel , Word, others)
• Strong knowledge in English.

Soft Skills

• Proactive, flexible and a good team player.
• Ability on problem solving and good communication skills.
• Good behavior committed and disciplined.