Senior Executive of Guarantee Management

• Monitor overdue loans and identifying early warning sign.
• Understand the drivers/reasons for non-performing loans and the strategies to address them accordingly.
• Determine the different categories of non-performing borrowers and effectively prioritize loan recovery efforts.
• Cooperate with PFIs to execute initiatives for bad debts recovery, striving to recover outstanding debts.
• Establish strategy for debt settlement and regularly track any debt in failure of repayment and irregular risk level for resolution and take measure in time.
• Work closely with PFI to ensure that they are well served and work closely with relevant departments to ensure smooth and effective operations.
• Record, update, and safeguard guaranteed loans related documents/data submitted by PFI.
• Perform and record restructuring application in GMS.
• Assist all aspects of centralized operations including credit operation, claims operation, loan recovery process, and so on.
• Assist the Manager, Centralized Operations on guarantee operational matters including developing operational procedures and policies.
• Produce and analyze of overdue loan report, recovery report, and claim report and present to management.
• Highlight finding, analyse the trend and NPL/PAR ratio by PFI to management and the improvement from PFI by monthly, quarterly, semester and yearly report.
• Analyze the NPL from different angles and apply various techniques/strategies to maintain a healthy loan portfolio.
• Carry out any other duties and ad-hoc assignments assigned by management or when required .

• Bachelor's degree in finance, business administration, or a related field
• (Master’s degree qualification preferred).
• Minimum 3 to 5 years of experience in the financial industry or banking sector.
• Attention to detail and accuracy.
• Strong knowledge and experience in managing overdue accounts and collections management.
• Analytical and problem-solving skills.
• Ability to work effectively as a team with a sense of responsibility, flexibility, adaptability and ability to learn, work under pressure and meet targets.
• Knowledge of relevant banking regulations and compliance.
• Strong verbal and written communication skills in both Khmer and English.
• Competence in Microsoft Office Software and Guarantee Management System (GMS).

CHHORN Socheat Associate Recruiter +855 17875097 / CHHORN.Socheat@hrinc.com.kh