Deputy Head of Deposit

JOB RESPONSIBILITIES

• Support the Head of Deposit n developing and executing the overall deposit growth strategy.
• Drive portfolio growth through acquisition of new-to-bank affluent, VVI, and high-net-worth customers.
• Monitor deposit portfolio performance and recommend initiatives to achieve business targets.
• Manage and grow the deposit portfolio, ensuring achievement of CASA, term deposit, and overall deposit targets.
• Develop customer retention programs to improve customer loyalty and reduce attrition.
• Monitor portfolio profitability, deposit mix, and funding costs.
• Analyze business performance and customer trends to identify growth opportunities.
• Build and maintain strong relationships with VVI, affluent, and strategic customers.
• Act as a senior point of contact for key customers and provide high-quality financial solutions.
• Support relationship managers in handling complex customer requirements and negotiations.
• Promote cross-selling opportunities across deposits, wealth management, bancassurance, lending, and digital banking products.
• Lead, coach, and motivate the VVI Banking/Deposit team to achieve business targets.
• Monitor individual and team performance against KPIs.
• Analyze market trends, competitor activities, and customer behavior.

JOB REQUIREMENTS

• Bachelor's degree in Banking, Finance, Economics, Business Administration, or related field.
• Minimum 8-10 years of banking experience with at least 3-5 years in leadership roles.
• Strong experience in deposit mobilization, priority banking, affluent banking, relationship management, or retail banking.
• Proven track record in achieving deposit growth and business development targets.
• Strategic thinking and business planning.
• Strong sales and relationship management skills.
• Leadership and people management capability.
• Financial analysis and portfolio management.
• Excellent communication and negotiation skills.
• Customer-centric mindset.
• Strong risk and compliance awareness.
• Ability to work under pressure and deliver results.